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December 2, 2016
Resource Type: Articles
Insurance Fails to Cover Drunk Driving Accident
This article first appeared in Don Kramer’s Nonprofit Issues, and is reprinted here with permission from the publisher. For more information on Nonprofit Issues, visit www.nonprofitissues.com. Veterans of Foreign Wars Post has no insurance to defend it against a suit for injuries...
Topics: Facility, Program and Transportation Safety, Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
Insurance for Cyber Losses
Cyber insurance protects against damages to computers and computer systems caused by human error or as a result of malicious attacks and crimes, including fraud, unauthorized access, theft of customer information and Web site sabotage. Loss of income from the...
Topics: Data Privacy, Tech Risk, Cybersecurity, Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
The Care and Feeding of a Healthy Organization
Healthy nonprofits are committed to maintaining a steady, robust income stream; developing and implementing sound investment strategies; and paying daily attention to accounting controls. Robust Income Streams Truly healthy nonprofits enjoy diverse funding sources. They protect the continuity and stability...
Topics: Fraud and Financial Oversight
December 2, 2016
Resource Type: Articles
Insurance for Cyber Risks
Today’s nonprofit leaders are aware that dependence on data, software, systems and tech vendors brings untold benefits as well as potential downside risks. From the impact of data loss to claims alleging the failure to safeguard personal information, a nonprofit’s...
Topics: Data Privacy, Tech Risk, Cybersecurity, Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
Insurance for Volunteer Programs
The following article is excerpted from Chapter 9 of No Surprises: Harmonizing Risk & Reward in Volunteer Management, 3rd Edition. Claims Against the Volunteer Fear of incurring personal liability for volunteer service isn’t uncommon among the estimated 90 million Americans who...
Topics: Insurance and Risk Financing, Volunteer Risk Management
December 2, 2016
Resource Type: Articles
How Landlords Can Protect Themselves Legally When Renting Their Land to Outside Groups
Most property owners and landlords appreciate fully the risks and potential liabilities that can occur when they operate campgrounds, conference centers, and other facilities open to the public on their property. These same owners and landlords, however, often fail to...
December 2, 2016
Resource Type: Articles
Investing in Bonds
In his book Bowling Alone: The Collapse and Revival of American Community, author Robert D. Putnam finds that participation in American civic and social life has been dropping steadily. He became curious about this trend when a friend of his who...
Topics: General
December 2, 2016
Resource Type: Articles
Is a BOP Right for Me?
Most nonprofit organizations struggle with their insurance program. What policies, coverages, limits and deductibles should we buy? How much will it cost? Are we protecting our assets and people adequately? With incorrect choices, you can be insurance-rich but coverage-poor; therefore,...
Topics: Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
Sound Policies and Timely Investigations
Employer liability for sexual harassment continues to attract the media’s attention. Multi-million dollar judgments and recent Supreme Court rulings have generated renewed interest in the topic. Consequently, employees have a growing awareness of the availability of legal remedies for perceived...
Topics: HR Risk and Employment Practices
December 2, 2016
Resource Type: Articles
What to Do During an Earthquake
Stay as safe as possible during an earthquake. Be aware that some earthquakes are actually foreshocks and a larger earthquake might occur. Minimize your movements to a few steps to a nearby safe place and if you are indoors, stay there...