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December 2, 2016
Resource Type: Articles
Drive Safely: Transporting Participants Without Incident
According to the National Association of Fleet Administrators, 20 percent of fleet drivers will be involved in a vehicle accident annually, at an astounding price tag of $18 billion to U.S. employers. Certain types of accidents — such as when...
December 2, 2016
Resource Type: Articles
Employee or Volunteer: What’s the Difference?
Nonprofit organizations frequently depend on the service and commitment of volunteers as well as the labor of employees. The skills and talents of both types of workers bring nonprofit missions to life. At first glance, the simple difference between these...
Topics: HR Risk and Employment Practices, Volunteer Risk Management
December 2, 2016
Resource Type: Articles
Happy Endings
As another calendar year draws to a close, the subject of “endings” comes to mind. Every day across the U.S., nonprofit leaders experience endings of one kind or another. The departure of a long-time employee, the retirement of a board...
Topics: General
December 2, 2016
Resource Type: Articles
How to Read an Insurance Policy
Reading a commercial insurance policy is not an intuitive practice and most people find insurance policies difficult to comprehend. Unlike a good book, it is not a document you can curl up with and casually read from beginning to end....
Topics: Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
Keeping Volunteers Safe From Harm: Street Smarts for Unfamiliar Turf
Volunteer safety takes many forms in a community-serving nonprofit. From a thorough orientation program to “on-the-job” training, careful supervision and incident follow-up, nonprofits have various opportunities to help their volunteers stay safe. Start at the Beginning Don’t assume that you...
Topics: Facility, Program and Transportation Safety, Volunteer Risk Management
December 2, 2016
Resource Type: Articles
Keeping Your Organization Viable for the Future
For generations to come, September 11, 2001, will be remembered as a day in which innocent lives were lost and businesses were destroyed. Yet, it doesn’t take a cataclysmic event to threaten the viability of a business or your nonprofit...
Topics: Business Continuity Planning, Crisis Management, Crisis Communications
December 2, 2016
Resource Type: Articles
Key Questions: Evaluating CEO Performance
Attorney Eileen Morgan Johnson has developed a list of key questions for the Board and the CEO that can be helpful in a CEO performance review process. Questions for the Board Did the CEO meet the goals that were agreed on between...
Topics: HR Risk and Employment Practices
December 2, 2016
Resource Type: Articles
The Additional Insured
A nonprofit’s commercial general liability policy (CGL policy) goes to great length to specify whom (organizations or individuals) that policy protects. To grasp this, take a look at the Declarations page (dec page) and the section titled “Who Is an...
Topics: Insurance and Risk Financing
December 2, 2016
Resource Type: Articles
Knee-Jerk Risk Management?
Should FBI criminal history record checks be required of individuals who work with children? On the surface, the answer to this question would appear to be a resounding yes. Further analysis, however, reveals that a more conditional endorsement of criminal...
December 2, 2016
Resource Type: Articles
Increasing Your Liability Protection
Excess vs. umbrella limits Many nonprofit organizations seek to increase the amount of their liability insurance protection for a variety of reasons, such as when — The organization expands, perhaps by internal growth or merger, so that the former liability...
Topics: Insurance and Risk Financing